This is a collection of ready to use player-characters for Glory Road Roleplay. It was supposed to be twenty characters but one of the characters so obviously would need a couple of servants that I added two more characters, designed to be NPCs.
As to when you would use characters like that, there are several possibilities. I am going to run a game at a gaming store and I am going to give one of these characters to anyone who shows up too late to make their own character. I think that the idea that a player can play off the character sheet, without ever opening the book during play, will make people more interested in playing the game.
My motto is "the crunch is in the prep" and these characters make the game less crunchy for players who fear or dislike crunch. Understand, I love the crunch of creating Glory Road characters and most of my players do also but having more players is good, so I like making it possible to play without the crunch. For that matter, I enjoy the crunch of making a setting and an adventure for my players but some people don't have the time. And that's why I'm making modules available, modules that are adventures my group has played over the past several decades.

https://www.drivethrurpg.com/product/306826/20-PreGenerated-Characters?src=newest